401k OPTIONS
The decisions you make regarding your retirement account assets when retiring or changing jobs can have a substantial impact on your retirement lifestyle. On the surface, a plan participant typically has four options available, each one offering advantages and disadvantages. You can leave the money in the former employer’s plan (if permitted), roll over the assets to a new employer’s plan (if permitted/allowable), roll over to an IRA, or cash the account out. The options you have can be complex, especially if you're not familiar with the intricacies of retirement planning and tax laws. Our guidance can help you in making informed decisions that align with your financial goals.
